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Willy G.
Posts: 32
Joined: Sun May 25, 2008 3:24 pm
Location: Carolina

Insurance

#1

Post by Willy G. » Thu Jun 12, 2008 10:40 pm

Who do you'll use for insuring classic bikes? I use USAA for everything but there ACV and I need to insure my bike for replacement.
Thanks, Willy

ps. Anyone have experience with Hagerty's.



USAA MY ASS!

Re: Insurance

#2

Post by USAA MY ASS! » Fri Jun 13, 2008 1:51 am

Willy G. wrote:Who do you'll use for insuring classic bikes? I use USAA for everything but there ACV and I need to insure my bike for replacement.
Thanks, Willy

ps. Anyone have experience with Hagerty's.
Had my Shovelhead stolen in the late 80's...USAA wouldn't pay! They offered me $2400 on a motorcycle I had insured with them for the preceeding 13 years. I proved, with receipts, I invested $11,000 and had 2 estimates from shops that did work on that bike...both of whom I also had some the receipts from. Submitted my $8000.00 value (hey, I took a cut on what I actually spent on several cosmetic changes). NADA, not a bit close enough offered by those turds to even THINK about replacement value, let alone ACV. Took me more than a year of negotiating to get finally $5000 out of them when I bought another HD and told them this WAS my replacement bike for what was stolen, then and ONLY then did they fork over the "replacement" cost of this motorcycle I had just purchased at $5000. They can kiss my ass!!!

And I served as an officer during that stinking little Asian war, thus the USAA membership. Man, do they DISGUST ME!!!!!!!!!!!!!!

Jim in Seattle "1950 Bobber"

Willy G.
Posts: 32
Joined: Sun May 25, 2008 3:24 pm
Location: Carolina

#3

Post by Willy G. » Fri Jun 13, 2008 3:24 am

That sucks Jim, I've had only good dealings with them. They don't fully cover bikes anymore unless you already have a bike with full coverage, they send you over to progressive. I think I'll try Hagerty's, anyone had luck with them.

1950Bobber

USAA

#4

Post by 1950Bobber » Fri Jun 13, 2008 6:12 am

Sorry Willie G....sore subject even to this day. Figure they took alot of money off their "kind" ...Military officers than ran with it!

Forgive my rant...Good luck in your endeavor.

Jim Seattle "1950 Bobber"

ozwick86
Posts: 759
Joined: Sat Jul 17, 2004 4:06 am
Bikes: '59 Pan FLHF
Location: N. California

#5

Post by ozwick86 » Fri Jun 13, 2008 6:23 am

State Farm here in Californistan.

kevsett
Posts: 278
Joined: Mon Jan 31, 2005 6:45 pm
Bikes: 1964 FL
Location: Missouri

#6

Post by kevsett » Fri Jun 13, 2008 3:32 pm

Farm Bureau for me.

PanPal
Posts: 1163
Joined: Wed Apr 21, 2004 8:57 pm
Bikes: 50 EL custom
58 FL
76 FLH All Original
Location: Maryland

#7

Post by PanPal » Fri Jun 13, 2008 9:38 pm

Progressive covers mine for replacement value.

sprucecreek
Posts: 69
Joined: Tue Jan 08, 2008 10:04 am

#8

Post by sprucecreek » Sat Jun 14, 2008 2:19 am

I have my 56 FLH and 72 MGB insured with Hagerty. No claims experience, though.

Steve
Posts: 17
Joined: Mon Jan 28, 2008 3:25 am
Bikes: 49 panhead, 17 roadglide

#9

Post by Steve » Tue Jun 17, 2008 11:43 pm

I also went with Hagerty this past Feb for the 49 pan. I to have USAA (retired 04) for auto and the 06 HD but they wouldn't give me replacement value for the 49 pan (USAA progressive insur). Have not made a claim (hope to never have to) The price was right and easy process to get insured. Steve

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